Americans – Would You Like to Opt Out of the Affordable Care Act?

March 24, 2016

 photo d32b9d4d-ff2a-449f-84f3-49e97f1d1128_zpsolm2cpve.jpg" />

Hi Everyone,  I wondered if Americans who retired to Lake Chapala would be stuck paying for mandatory insurance in the USA  (The Affordable Care Act) if they moved here to Lake Chapala and lived here almost full time. If so, that would seem like a gross injustice, 

But, as we all know things meant for good (especially when mandated by government) can sometimes lead to unjust results.

So I decided to do a bit of on line research. It wasn’t easy to find answers, but I finally found the below quote.

BIG Disclaimer ! Do  not accept this as the most up to date info. Please do your own research. OK, with this caveat (warning) please read the below quote. 

“By  Amy Scha

Oct 2, 2013 1:29 pm ET

 The Affordable Care Act requires most Americans to carry health insurance or pay a tax penalty–and there’s a reason we say “most” rather than “all.”

Americans who live abroad at least 330 days of the year will be treated as if they have qualifying insurance coverage and won’t owe any tax penalty, according to the Internal Revenue Service. That’s true regardless of whether the U.S. citizen actually has health insurance in the country where he or she lives.”

Mexico has good health care from basically free clinics  to  very low cost government sponsored near full coverage plans. The plan I use here is referred to as IMSS (The acronym for the formal name of the Mexican government’s health care plan which is not mandatory).

Of course private plans are available too.

While I’ve had the above mentioned IMSS coverage for many years I think of it as a major medical back up plan. I use a local doctor who has been my doctor for the last 15 years, He uses a holistic approach that I prefer. 

Your comments are welcome. All for now.

Siempre tu amigo, Sid

 

Email for more information:
Sid@ChapalaClub.com

Featured Video

Latest Club Posts

Recent Club Comments

  • Coloradogirl: My great aunts and uncles built a condo complex there. Ben and Otto Engdahl. I don't…
  • Kathleen Chaffin: Hello all. I'm a former expat who lived for three years in SMA. I'm now looking to retire somewhere in…
  • Steve Graham, Photographer: Good article Sid. You sold me -- and I wasn't even in the mood to buy! Seriously, I love what…
  • Steve Graham, Photographer: I'm looking forward to meeting some other singles soon!…
  • theresawitt: hi Sid , Seriously I am so ready to move to Mexico with my family. by this year or next…
  • loralee222: Hi Sid, I see everything here is really old. What are the prices like for the above at today's prices?…
  • Lisa Stiver: We want to move so badly to Lake Chapala. Our first visit is this July. My husband is ready to…

Chapala Webboard

Chapala Club Archives

See all Chapala Club Posts

Chapala Club Topics


Friends of Chapala Club