Americans – Would You Like to Opt Out of the Affordable Care Act?
March 24, 2016
Hi Everyone, I wondered if Americans who retired to Lake Chapala would be stuck paying for mandatory insurance in the USA (The Affordable Care Act) if they moved here to Lake Chapala and lived here almost full time. If so, that would seem like a gross injustice,
But, as we all know things meant for good (especially when mandated by government) can sometimes lead to unjust results.
So I decided to do a bit of on line research. It wasn’t easy to find answers, but I finally found the below quote.
BIG Disclaimer ! Do not accept this as the most up to date info. Please do your own research. OK, with this caveat (warning) please read the below quote.
“By Amy Scha
Oct 2, 2013 1:29 pm ET
The Affordable Care Act requires most Americans to carry health insurance or pay a tax penalty–and there’s a reason we say “most” rather than “all.”
Americans who live abroad at least 330 days of the year will be treated as if they have qualifying insurance coverage and won’t owe any tax penalty, according to the Internal Revenue Service. That’s true regardless of whether the U.S. citizen actually has health insurance in the country where he or she lives.”
Mexico has good health care from basically free clinics to very low cost government sponsored near full coverage plans. The plan I use here is referred to as IMSS (The acronym for the formal name of the Mexican government’s health care plan which is not mandatory).
Of course private plans are available too.
While I’ve had the above mentioned IMSS coverage for many years I think of it as a major medical back up plan. I use a local doctor who has been my doctor for the last 15 years, He uses a holistic approach that I prefer.
Your comments are welcome. All for now.
Siempre tu amigo, Sid